real life vs. "art" life?

 I live in the "real" world. Sometimes I think too much in the real world. Thinking about bills, work details, groceries, laundry etc. sometimes keeps me from being as fully immersed into art making as I'd like. I've definitely come a long way in balancing these two parts of my life but I still get frustrated by the pull away from art making and the mindset that art is something I'll get to once everything else is "done."
But you know what? Everything else will never be done.
So tell me, how do you balance making art and dealing with the real world?

photo credit: Karl Jonsson